Your business insurance options don’t stop with general coverage. General liability coverage is essential to your business. You may not ever think about getting sued, but unfortunately, it does happen. Errors and omissions, advertising mistakes, negligence and faulty products are some of the most common reasons why, and you’ll need general liability to help you afford the costs.
Something to keep in mind is that having happy employees is a benefit to your business. If someone you employ gets injured or ill while on the job, he or she will expect the company to help foot the medical costs. Workers’ comp policies help those involved focus on recovery with funds available through workplace injury insurance coverage.
Many employers ask themselves this question, and there is a simple answer: If your company owns even one vehicle, you should purchase commercial auto insurance. This will protect you against damages an employee causes on the road, those by other drivers and repairs that will need to be made.