Many employers ask themselves this question, and there is a simple answer: If your company owns even one vehicle, you should purchase commercial auto insurance. This will protect you against damages an employee causes on the road, those by other drivers and repairs that will need to be made.
Something to keep in mind is that having happy employees is a benefit to your business. If someone you employ gets injured or ill while on the job, he or she will expect the company to help foot the medical costs. Workers’ comp policies help those involved focus on recovery with funds available through workplace injury insurance coverage.
our business insurance options don’t stop with general coverage. General liability coverage is essential to your business. You may not ever think about getting sued, but unfortunately, it does happen. Errors and omissions, advertising mistakes, negligence and faulty products are some of the most common reasons why, and you’ll need general liability to help you afford the costs.
Our flexible coverage ensures the actual structure in which your business is housed will be protected in case of fire, theft, or another circumstance.
This includes coverage for equipment, fixtures, inventory, computers, and even media that you put out.
In finance, a bond is an instrument of indebtedness of the bond issuer to the holders. We cover a large variety of bonds, including Contractor Bonds, Notary Bonds, Performance Bonds
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Inland marine insurance in the United States indemnifies loss to movable or specialized types of property. This type of coverage is especially important if you ship high-value products or materials, which are often excluded from basic property coverage. This includes computers servers, communications and networking equipment, construction and contracting equipment, medical and scientific equipment, and photography equipment.
A Commercial Package Policy (or CPP) is a customized package composed of two or more business insurance coverages “bundled” from a single insurance provider. This policy allows a wider range of coverages and limits, allowing a business additional flexibility in tailoring their coverage to its specific needs.
Garage liability insurance is specialty insurance targeted to the automotive industry. Automobile dealerships, parking lots or parking garages operators, tow-truck operators, service stations, and customization and repair shops will add garage liability insurance to their business liability coverage. The policy protects property damage and bodily injury resulting from operations.