The Health and Life Insurance Agent You Can Count on in Muncie

 
At Ritchie Insurance Inc., you can count on us for all your health and life insurance coverage. As our life insurance agent takes a look at the needs and goals you have, a policy will be tailor-made for your situation. There are three common types of life insurance to buy that your broker will discuss with you:
1. Whole – This typically has higher premiums because it has a lifetime period. It has cash value and is commonly used for estate planning in wealth preservation.
2. Universal – This is a flexible option that gives you the choice to change your premiums and coverage amounts. It focuses both on death benefits and cash value.
3. Term – This only covers a certain amount of time. Beyond that, you can keep the coverage for an increased premium. It is typically used as a safety net to supplement lost income.
 
Doctor smiling with patient — Insurance Company in Muncie, IN
 
 

Medical Coverage

Ritchie Insurance Inc. has a health insurance agent waiting to help you with medical protection. We also offer Medicare Supplements and Medicare Drug plans.

Serving Muncie & Gaston

Contact Ritchie Insurance Inc. to get in touch with an insurance agent today in Muncie, Anderson, Alexandria, Farmland, New Castle, Gaston or Mathews. Call us at 765-282-2872 to get started.